A Bank Built on Community
Gainsburry Capital Bank is a Texas state-chartered community bank headquartered in Schertz, Texas. Proudly serving the San Antonio area since 1913.
Over a Century of Community Banking
Founded in 1913, Gainsburry Capital Bank has grown from a small community savings institution into a full-service bank with over $881 million in total assets and $768 million in customer deposits — all while remaining rooted in the communities we serve.
We are headquartered in Schertz, Texas, and proudly serve Schertz, Cibolo, Guadalupe, Comal, Hays, and Bexar counties. Every dollar deposited with us stays local, funding the loans and businesses that make our region thrive.
Unlike large national banks, our decisions are made locally by a 10-member board of directors — neighbors who understand what this community needs.
1913
Year Founded
$881M
Total Assets
$768M
Customer Deposits
$687M
Local Loans Funded
Mission Statement & Core Values
Our Mission
To provide personalized financial services that empower individuals, families, and businesses in our community to achieve their financial goals — with the integrity, stability, and care of a true community bank.
Integrity
We act with honesty and transparency in every decision, every day.
Community
We are invested in the success of the families and businesses we serve across Schertz, Cibolo, and the San Antonio area.
Service
Personalized attention — you speak to a person, not a machine.
Stability
Over a century of sound banking through every economic cycle.
Innovation
Combining community roots with modern digital banking tools.
Accountability
A local board of directors that is answerable to our community, not to Wall Street.
What Our Customers Say
"Gainsburry has been my family's bank for three generations. They know my name when I walk in and actually care about my financial goals."
Maria L.
Schertz, TX
"Got my first business loan here when no big bank would even talk to me. Ten years later my company employs 40 people. Gainsburry made that possible."
James R.
Cibolo, TX
"The online banking is just as good as any big bank, but when I need help I get a real person in minutes. That's what keeps me here."
Sandra M.
San Antonio, TX
"We financed our home through Gainsburry. The process was smooth and the rate was better than anything we found elsewhere."
Tom & Kay B.
Schertz, TX
FDIC Insured
Deposits insured up to allowable limits
Equal Housing Lender
We lend in accordance with fair lending laws
Texas State-Chartered
Regulated by the Texas Department of Banking
Meet Our Team
Learn about the experienced professionals leading Gainsburry Capital Bank.