Business Accounts
We offer a variety of business accounts to fit your banking needs. Our New Accounts representatives are ready to help.
Business Checking Accounts
| Account Type | Interest | Monthly Fee | Key Features |
|---|---|---|---|
| Economy Business | No | $20.00 | Waived with 150 or fewer transactions/month · e-Statements · Debit card · Online banking |
| Regal Business | No | $20.00 | Waived with $10,000 avg monthly balance or $35,000 combined · 400 items free/month |
| Business Money Market | Yes | $20.00 | Waived with $2,500 daily balance · 6 transfers/month limit |
For more information or to open an account, please contact us today. Our New Accounts representatives are ready to help!
Business Checking Options
Economy Business Checking
Requirements
$100.00 minimum balance to open.
Monthly Maintenance Fee
$20.00 per month — waived with 150 or fewer transactions per month (total debits + credits).
Features
- Free e-Statements
- Free Online Banking
- Business Debit Card (first card free per account signer; $5.00 fee for employee cards or reorders)
- One safe deposit box rental free for one year (Main Branch in Schertz and Kirby Branch only)
Regal Business Checking
Requirements
$100.00 minimum balance to open.
Monthly Maintenance Fee
$20.00 per month — waived with an average monthly balance of $10,000.00, or $35,000.00 average monthly balance when combined with a personal checking balance.
Features
- 400 items free per month (debits and credits), then $0.25 per item
- e-Statements only
- First order of Value Pack checks free (150 single/duplicate safety checks, premier binder, 100 duplicate deposit slips, endorsement stamp)
- Business Debit Card (first card free per signer; $5.00 fee for employee cards or reorders)
- One safe deposit box rental free for one year, then 35% off normal rates
Business Money Market Checking
Requirements
$100.00 minimum balance to open.
Service Charge
$20.00 monthly — waived with a minimum daily balance of $2,500.00. $5.00 excessive debit fee per debit in excess of 6 per month. Limited to 6 transfers per calendar month.
Features
- Interest-bearing account
- Rate and APY determined at our discretion
- Interest compounded monthly and credited each statement cycle
- Daily balance method for interest calculation
Business Savings Account
Business Savings Account
Requirements
$100.00 minimum balance to open.
Service Charge
$7.00 monthly fee if balance falls below $100.00 any day of the calendar month. $3.00 excessive withdrawal fee for each withdrawal in excess of 3 per month. Transfers limited to 6 per month.
Features
- Interest-bearing account
- Interest compounded daily and credited each statement cycle
- Daily balance method for interest calculation
- Interest begins to accrue on business day of non-cash deposit
Other Products & Services
Once you open a business account with Gainsburry Capital Bank, you may also be interested in:
Ready to Open a Business Account?
Our New Accounts representatives are ready to help you find the right account for your business.