Personal Banking
Personal Checking Accounts
We offer a variety of personal checking accounts to fit your banking needs.
All Personal Checking Accounts Include:
Free Internet Banking
Free Mobile Banking
Free Online Bill Pay
Free Debit Card
Compare
Personal Checking Accounts
| Account Type | Interest | Monthly Fee (e / paper) | Key Features |
|---|---|---|---|
| Advantage Checking | No | $8.00 / $10.00 | $30,000 AD&D Insurance · 1 free box of checks/year |
| Classic Advantage (age 62+) | No | $3.00 / $5.00 | Combined Classic + Advantage features |
| Basic Checking | No | $5.00 / $7.00 | Waivable with $15,000 deposit relationship |
| Classic Checking (age 62+) | No | None | 1 free box of checks/year · Discounted additional boxes |
| Money Market Checking | Yes | $8.00 / $10.00 | Waivable with $2,500 daily balance |
For more information or to open an account, please contact us. Our New Accounts representatives are ready to help.
Advantage Checking
Requirements
Deposit $100.00 to open
Service Charge
$8.00 e-statements · $10.00 paper statements
Features
- Unlimited check writing — no per-check fee
- First debit card free; auto-replacement at no fee
- No ATM fee at our ATMs
- One box of Advantage Checks per calendar year
- $30,000 AD&D Insurance (split among account signers)
- $100,000 AD&D Common Carrier Insurance
- Total Identity Monitoring (free enrollment)
- Vision Care Savings — save 10%–60%
- Shopping, Travel & Entertainment Discounts — up to 50% off
- Life Steps Living Family Journal estate organizer
Basic Checking
Requirements
Deposit $100.00 to open
Service Charge
$5.00 e-statements · $7.00 paper statements (waived with $500 daily balance or $15,000 deposit relationship)
Features
- Unlimited check writing — no per-check fee
- First debit card free; auto-replacement at no fee
- No ATM fee at our ATMs
Classic Checking
Requirements
Age 62 or older · Deposit $100.00 to open
Service Charge
No monthly service charge
Features
- Unlimited check writing — no per-check fee
- First debit card free; auto-replacement at no fee
- No ATM fee at our ATMs
- One free box of Classic checks per calendar year · Discounted additional boxes
Money Market Checking
Requirements
Deposit $100.00 to open
Service Charge
$8.00 e-statements · $10.00 paper (waived with $2,500 daily balance) · 6 transfers per month limit · $5.00 excess debit fee
Features
- Interest-bearing — rate set at our discretion
- Interest compounded monthly and credited monthly
- Daily balance method used to calculate interest
- First debit card free; auto-replacement at no fee
- No ATM fee at our ATMs