Credit Cards
We make it easy to choose the credit card that is right for you — Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.
Personal Credit Cards
Low Rate Card
MasterCard® Benefits Include
- Concierge Service
- Price Protection
- Baggage Delay Insurance
- Car Rental Collision Damage Waiver Insurance
- Extended Warranty
- Travel Assistance & Roadside Assistance
- Purchase Assurance
- Travel Accident Insurance
Features
- No annual fee
- Low introductory rate for the first six months
- Competitive ongoing APR
- 25-day interest-free grace period on all purchases
- No grace period on cash advances
- Same APR for purchases and cash advances
Benefits
- 24-hour toll-free live customer assistance at 800-367-7576
- Online account information available 24/7
- Rental car collision damage waiver protection
World Card — Points Rewards
Features
- Earn 1 point for each dollar spent (up to 10,000 points/month)
- Low introductory rate for first six months
- Competitive ongoing APR
- No annual fee
- 25-day interest-free grace period on all purchases
Rewards Redemption
- Cash-back awards
- Retail gift cards
- Travel rewards
- Electronics, cameras, sporting equipment and more
To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
Business Credit Cards
Standard Business Card
MasterCard® Benefits
- Car Rental Collision Damage Waiver
- Extended Warranty & Purchase Protection
- Travel Accident Insurance & Travel Assistance
- Roadside Assistance
- Baggage Delay Insurance
Features
- No annual fee
- Competitive ongoing APR
- 25-day interest-free grace period on purchases
- Individual and summary billing options
Preferred Points Rewards — Business
Features
- Earn 1 reward point per dollar spent (up to 10,000/month)
- Low annual fee of $49.00 per account
- Competitive ongoing APR
- 25-day interest-free grace period on purchases
- Individual billing option
Rewards
- Cash-back, gift cards, travel, merchandise and more
- Visit mypreferredpoints.com to redeem
How to Apply
Application Instructions
Personal Cards
1. Download the Personal Credit Card Application PDF.
2. Complete and print the application (cannot save digitally — print an extra copy for yourself).
3. Fax to Card Service Center: 877-809-9162
Or mail to: Card Service Center, PO Box 569120, Dallas, TX 75356-9120
Business Cards
1. Download the Business Credit Card Application PDF.
2. Complete and print the application.
3. Fax to Card Service Center: 877-809-9162
Or mail to: Card Service Center, PO Box 569120, Dallas, TX 75356-9120
Other fees may be charged. Please see application for information about current APRs and fees. Certain restrictions apply.
Ready to Apply?
Contact us today and our team will guide you through the application process.